Credit Repair Information

GamersLove asked:


I owe roughly $15,000 (between two cards). I was young and immature when it came to money and now I have to pay the price. I tried to get a new credit card to consolidate both balances but I was told in an application that my credit score was lowered by too many enquiries over a period of time (big bummer) so I can’t get a new card. I almost went with Capitol One, thats how desperate I was. But alas I’m still stuck with these two high interest cards. They’re college cards that I got when I was 18 (24 now). I tried to get the companies to lower the interest rate but they gave me a song and dance about the rates being on perma-set rate. So i need advice/help bad.

LOONEY

NoCreditCrunch1 asked:

www.nocreditcrunch.net- College credit card debt, credit card consolidation loan,bad credit lenders, personal loan with bad credit. credit settlement, bad debt consolidation. Information on how to be successfully debt free in no time at all.

IRELAND

NoCreditCrunch1 asked:

www.nocreditcrunch.net- Credit card consolidation loan,bad credit lenders, personal loan with bad credit. credit settlement, bad debt consolidation, debt programs. Information on how to be successfully debt free in no time at all.

ALFARO

brentineros asked:


DEBT CONSOLIDATION AND MY CREDIT SCORE

LOY

cris_romy asked:


I have a debt for 20000 in credit cards I need to consolidate them into one payment.. What are the advantages and disadvantages with these companies??. How can I choose the right one/?? Waht should be aware of?? thanks..

KEENER

ng k asked:


I have trouble in handling my credit card debt lately, anyone here could enlighten me on resolving this issue? ( In local context, I’m Malaysian)

DUCKWORTH

just here asked:


If so, do you recommend it? What should I look out for? How does it work??

SAYLOR

singlejerk asked:

debt help online company will enable you to find the best way to repay your dues and restore your finances. Depending upon the type of bills you owe, debt help online companies may offer you any of the relief programs explained below. * Credit card consolidation: This is a debt help program which enables you to get rid of credit card bills that have gone out of your control. It helps you to get low interest rates on your cards. You can thus consolidate several cards into one affordable …

SELBY

ABIGAIL asked:


I ran out of cash meeting uninsured broken arm surgury, then started using credit cards. Did the low rate transfers and all that stuff. Now back to work, but could not make payments last few months. Hounded by their phone calls all the time. Have not answered their calls. But I am now working again and can start making payments. I am ready to contact the credit card companys. Before I do, I would welcome any advise (or benefactors, Ha,Ha). Totally, by rough calculations I owe about $80,000.
As an after thought, I am aware there were changes in the bankruptcy laws but do not know the specifics. Is bankruptcy a good option. Basically I have zero assets, no real property.

In closing, who is a reputable debt consolidation company, is bankruptcy a viable alternative, or is their an an alternative I do not know of? Thank you for your advise.

P.S.
Spend $10 for a non-slip pad for your bathtub. Money well spent !

GADDY

gabby asked:


I’m talkin about these companies u hear on TV/radio that ‘claim’ they can negotiate your balances and cut your debt up to half..and have you completely out of debt in a few years? What if any companies have u found that have actually done this??? help!! thanks!

DALE