Credit Repair Information

paynemdp asked:

www.fixmyuglycredit.com Beware free credit repair dispute letters you download off the Internet!

CHAMPION

bRIAN M asked:


I just finished grad school with a significant amount of credit card debt (approx $8,000) spread amongst three cards. They were student cards when I opened them so the interest rates are disgustingly high. My three banks cannot currently lower my interest rates even though I have graduated and got a good job making a decent salary.

I am not fool and I want to pay these cards off as quickly as possible at the lowest rate possible. I am interesting in learning more about credit card consolidation services.

Mostly I want to know how using one would affect my credit score. My score is good (low 700s) and I do not want to affect as I hope to buy a home in the next 2-3 years.

Does anyone know the effect of debt consolidation and does anyone have recommendations for reputable services?
thanks!
I just finished grad school with a significant amount of credit card debt (approx $8,000) spread amongst three cards. They were student cards when I opened them so the interest rates are disgustingly high. My three banks cannot currently lower my interest rates even though I have graduated and got a good job making a decent salary.

I am not fool and I want to pay these cards off as quickly as possible at the lowest rate possible. I am interesting in learning more about credit card consolidation services.

Mostly I want to know how using one would affect my credit score. My score is good (low 700s) and I do not want to affect as I hope to buy a home in the next 2-3 years.

Does anyone know the effect of debt consolidation and does anyone have recommendations for reputable services?

(To be clear, I am talking about a consolidation LOAN not a consolidation management program. I understand the difference)

KRUEGER

askerneedogs asked:


I have dug myself into $7500 worth of credit card debt and the only way out is credit card consolidation for three years to get out of debt has anyone ever went with one of these companies I have heard different stories that in the long run it could effect your credit score any info would help one last thing im thinking of going with this company http://www.creditsolutions.com

JARRELL

valentinrobert1 asked:

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BRODERICK

creditstore1 asked:

www.creditrepairprofits.com Make money by starting your own credit Repair Business

GILL

cicreditrepair asked:

www.cicreditrepair.com CREDIT REPAIR 888-498-FICO. We are a Texas registered credit service organization specializing in credit repair. Credit Innovations has the highest % deletion rate in the United States hands down.

SESSIONS

Captainpoopypants asked:


I currently have about $4,000 worth of credit card debt..not a huge amount, but a burden on the brain nonetheless. I make about $1,100 a month (yes..I’m in college) and was wondering what a fast way to get my cards paid down would be.

Do debt consolidation loans hurt your credit? Right now they don’t sound like a good idea.

Anybody have any strategies they use to get their cards paid down?

WEATHERS

purple_puke6 asked:


I have maxed 2 of my credit card. each at 18% p.a. if i take up a loan at 12% p.a. to settle both credit card & only make 1 repayment towards the loan.. is it worth it? from 1 point of view, its basically creating debts to settle debts. but on the other hand.. it is at a lower interest rate.im confused!

GADDIS

PizzaTony asked:


This is related mainly to my personal business, and personal finances. Any help on this, or an organization to help with credit card debt consolidation, would be greatly appreciated.

SWISHER