Credit Repair Information

mtvdept2000 asked:


i was thinking of paying credit cards off because of collections. Should i use a credit card consolidation company to pay them all off and have only one payment and avoid bankruptcy?

LOVELL

Michelle asked:


I want to fix my credit fast, because my husband and I want to buy a new house in about 6 months. There a lost of credit repair companies out there. They say that they can remove bad hits on your credit report.

Has this worked for anyone? If so, which company? How much did you have to pay them? How much did your credit score increase? How long did it take?

Thanks a bunch!

CRUSE

Katherine B asked:


I’m recently working on getting divorced my credit was badly damaged because of that. My bank is working with me to help me recover, but I am looking for a basic credit card, not necessairily a large line of credit, and one with REASONABLE fees and interest rates. Also, looking for credit repair services that really work and that areasonably priced.

HAUSER

texastailfeathers asked:


Nearly a year ago I paid someone to repair my credit. She is licensed. I have a written contract. She has done nothing to help my credit and will not respond to email or telephone inquiries. How can I report her to state licensing agencies (Texas) and the credit bureaus?
This person is not a member of the Better Business Bureau. She works for a mortgage company, but does the credit repair independently.
By independently, I mean she does not represent any company. This is her side business.
She is not representing a COMPANY. She is not a member of BBB. She is a licensed loan officer who does credit repair INDEPENDENTLY as a SIDE BUSINESS. I do have a signed contract with a ONE YEAR GUARANTEE, signed on July 23, 2006.

HUYNH

newdad022000 asked:


Is there a way to get a free credit report?I tried but they only offer a Free trial,then money every month!
I heard everyones entitled to 1 free report,state by state?
If so,how do i do it?

COPELAND

c-limeade asked:


I am aware that I can do this myself but I don’t have time to do it myself. Can anyone refer me to a good legit credit repair service. This question is ONLY for people who have used a credit repair service so please don’t answer if you haven’t used one. I don’t have any bankrupt or liens or anything that serious, but I do have a lot of collection, late payments, 1 charge off, and 1 repossession and a lot of inquires.

LAMB

shai asked:


I have been aswering questions for people on and off of the Internet and I have gotten at least twelve people asking me to help them with their finances. I am thinking it might be worth it to start a credit repair company. Most people are willing to pay $50 -$70 a month for my services. What should I do?

GALBRAITH

anon in idaho asked:


If I did that would that stop the creditors from calling me and my family by daily harassesing us for when they are going to get their money? Would it help?Could it work? Have other people put all of their credit cards under them or something similar? Did the calls stop afterwards?

KUYKENDALL

jawsnu7 asked:


I would like to refinance my house and I have some negative or bad credit issues. Can anyone recommend a good Mortgage company that can do both (Refinance and Credit Repair? )
Good advice appreciated.

VICKERY

coopersmima asked:


I just tried by logging on to the free credit report link. I filled everything out but then they asked for my credit card number. The problem is I do not have any credit cards. How can I still get my free credit report?

ATWOOD